Most of the research on microfinance focuses on the microloan activities of microfinance institutions such as Grameen Bank of Bangladesh and Banco Sol of South America. These institutions make small loans to the poor to help them engage in income generating activities. Many organizations have tried to translate this practice to the United States, but due to fundamental differences between the advanced U.S. business environment and that found in the developing world, such attempts have been met with limited success. There is a substantial amount of research on microfinance institutions and activities in the U.S., however almost all of the activity is focused on making microloans. In this paper, a new method for pursuing microfinance, microequity, is put forward as a potential candidate for successfully and sustainably implementing microfinance in the United States. The preliminary conclusions reached in this paper, based on research into traditional microfinance internationally and in the U.S. as well as research on the pros and cons of traditional equity and debt financing, show that a microequity model for microfinance could offer a solution to the difficulties that have prevented microfinance from being successfully and sustainably implemented in the United States.
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Bachelor of Arts in Business Administration (B.A.B.A.)
College of Business Administration
Business Administration -- Dissertations, Academic;Dissertations, Academic -- Business Administration
Length of Campus-only Access
Honors in the Major Thesis
Ball, Joseph, "Microequity a new model for microfinance in the u.s" (2013). HIM 1990-2015. 1382.