Keywords

Health Care Coverage, Affordability and Costs, Health Policy.

Abstract

Access to health care is a critical factor in ensuring public health. This study analyzes data from the National Health Interview Survey (NHIS) for the years 2015–2018 to examine the relationship between health care coverage, affordability, and costs among U.S. families. Re-sults indicate that families with at least one member covered by health insurance were more likely to afford medical care and incur lower health care costs. Despite a high proportion of families with health care coverage during this period, the number of insured family members declined over the years. These findings underscore the importance of health care coverage in reducing financial barriers to medical access and highlight areas for further exploration in health policy.

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