Financial literacy has developed in importance resulting from the growing intricacy of financial markets and the increased responsibility placed on consumers for their own financial security. During last decade, the necessity of financial literacy has been heightened due to increasingly complex products and services. Managing personal finances is important and people must learn to engage in prudent financial decisions required when planning for retirement, education, and home purchases. The ability to understand and manage personal finances is a skill critical to long-term financial security, additionally, there are significant consequences to financial illiteracy that can last for a life-time and many of these consequences occur while young adults are in college where financial independence begins. As young people progress through life, they are inundated with financial decisions which should be made based on prudent financial knowledge, however, many consumers are faced with a myriad of significant financial decisions very early in life and imprudent financial mistakes made by young people can have negative effects for many years. Because many consumers lack adequate financial literacy skills, they often make poor financial decisions in an increasingly complex economic environment. This purpose of this dissertation is to study how economics knowledge influences students' attitudes in an effort to refine current of knowledge of financial literacy levels and attitudes of students
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Russell, William B.
Doctor of Philosophy (Ph.D.)
College of Education and Human Performance
Education; Social Science Education
Length of Campus-only Access
Doctoral Dissertation (Campus-only Access)
Beckles, Lloyd, "The Influence of Economics Knowledge on Students' Attitudes Toward Financial Literacy" (2017). Electronic Theses and Dissertations. 5441.