David J. Ginzl


In January 1998, NationsBank completed its acquisition of Barnett Banks Inc., the last major banking company headquartered in Florida. The bank traced its origins to May 1877, when William Boyd Barnett opened The Bank of Jacksonville. During the next 120 years, with five generations of Barnetts working for the bank that eventually bore the family name, it grew to be a major financial institution with more than six hundred offices throughout Florida and $44 billion in assets. Based upon the writings of the founder's son, Bion, and other extant bank records, this study examines the pioneer banker and the challenges that he and his two sons faced in late-nineteenth-century Florida.