Title
The Gramm-Leach-Bliley Act Of 1999: Risk Implications For The Financial Services Industry
Abstract
We document significant risk changes in the financial services industry following the passage of the Gramm-Leach-Bliley Act of 1999. Banks experience an increase in risk regardless of whether they have taken steps to participate actively in the investment banking business. Insurance companies also experience an increase in risk, whereas securities firms experience a decrease in risk. We attribute the increase in risk for banks and insurance companies to the fact that the securities business is relatively more risky, and the decline in risk for securities firms to the fact that they can now diversify into relatively less risky banking and insurance businesses.
Publication Date
9-1-2004
Publication Title
Journal of Financial Research
Volume
27
Issue
3
Number of Pages
435-446
Document Type
Article
Personal Identifier
scopus
DOI Link
https://doi.org/10.1111/j.1475-6803.2004.00093.x
Copyright Status
Unknown
Socpus ID
4444268384 (Scopus)
Source API URL
https://api.elsevier.com/content/abstract/scopus_id/4444268384
STARS Citation
Akhigbe, Aigbe and Whyte, Ann Marie, "The Gramm-Leach-Bliley Act Of 1999: Risk Implications For The Financial Services Industry" (2004). Scopus Export 2000s. 5065.
https://stars.library.ucf.edu/scopus2000/5065