Title
Consumer-Directed Health Plans: Are Medical And Health Savings Accounts Viable Options For Financing American Health Care?
Keywords
consumer-directed health plans; health care cost; health insurance; health savings accounts; high deductible health plans
Abstract
When Americans voted in November 2008, many had the presidential candidates' positions on health care reform in mind. Health savings accounts, which are high deductible health plans coupled with a tax-protected savings account, are 1 type of consumer-directed health plan (CDHP) that gained strong support from the Bush administration. Despite evidence of the effectiveness of CDHPs in constraining costs in other countries, the Obama health plan contains no mention of their role in future US health reform. This article seeks to provide the reader with a better understanding of how CDHPs can help to improve the use of health resources and reduce national health care expenditures by exploring the history and previous research on several types of consumer-directed plans and by providing a comparative analysis of the use of CDHPs in other countries. Copyright © 2010 Wolters Kluwer Health | Lippincott Williams & Wilkins.
Publication Date
7-1-2010
Publication Title
Health Care Manager
Volume
29
Issue
3
Number of Pages
241-250
Document Type
Article
Personal Identifier
scopus
DOI Link
https://doi.org/10.1097/HCM.0b013e3181e933bc
Copyright Status
Unknown
Socpus ID
77955458075 (Scopus)
Source API URL
https://api.elsevier.com/content/abstract/scopus_id/77955458075
STARS Citation
Masri, Maysoun Demachkie; Oetjen, Reid M.; and Campbell, Claudia, "Consumer-Directed Health Plans: Are Medical And Health Savings Accounts Viable Options For Financing American Health Care?" (2010). Scopus Export 2010-2014. 977.
https://stars.library.ucf.edu/scopus2010/977