Title

Consumer-Directed Health Plans: Are Medical And Health Savings Accounts Viable Options For Financing American Health Care?

Keywords

consumer-directed health plans; health care cost; health insurance; health savings accounts; high deductible health plans

Abstract

When Americans voted in November 2008, many had the presidential candidates' positions on health care reform in mind. Health savings accounts, which are high deductible health plans coupled with a tax-protected savings account, are 1 type of consumer-directed health plan (CDHP) that gained strong support from the Bush administration. Despite evidence of the effectiveness of CDHPs in constraining costs in other countries, the Obama health plan contains no mention of their role in future US health reform. This article seeks to provide the reader with a better understanding of how CDHPs can help to improve the use of health resources and reduce national health care expenditures by exploring the history and previous research on several types of consumer-directed plans and by providing a comparative analysis of the use of CDHPs in other countries. Copyright © 2010 Wolters Kluwer Health | Lippincott Williams & Wilkins.

Publication Date

7-1-2010

Publication Title

Health Care Manager

Volume

29

Issue

3

Number of Pages

241-250

Document Type

Article

Personal Identifier

scopus

DOI Link

https://doi.org/10.1097/HCM.0b013e3181e933bc

Socpus ID

77955458075 (Scopus)

Source API URL

https://api.elsevier.com/content/abstract/scopus_id/77955458075

This document is currently not available here.

Share

COinS