User-Source Fit And Financial Information Source Selection Of Millennials
Keywords
Financial counseling; Financial education; Financial information search; Financial well-being; Millennials; User-source fit
Abstract
This study investigated Millennials’ source selection while searching for financial information to improve financial well-being. Results from an online survey of 488 business students at a Western U.S. university showed that Millennials used multiple sources when looking for financial information, but only sources whose perceived attributes fit the seekers’ preferences were considered; respondents favored family, employer/ university, and government sources. Associations between personal characteristics (personal financial well-being, financial issue involvement, financial health self-efficacy, gender, and perception of source attributes) and financial information source selection were examined. Findings suggest financial practitioners, universities, and employers can improve their “fit” as financial information sources for Millennials by cocreating financial information with them, tailoring the communication channels, and enhancing the accessibility of information.
Publication Date
1-1-2018
Publication Title
Journal of Financial Counseling and Planning
Volume
29
Issue
2
Number of Pages
272-289
Document Type
Article
Personal Identifier
scopus
DOI Link
https://doi.org/10.1891/1052-3073.29.2.272
Copyright Status
Unknown
Socpus ID
85064426335 (Scopus)
Source API URL
https://api.elsevier.com/content/abstract/scopus_id/85064426335
STARS Citation
Huang, Emily J.; Lassu, Reka A.; and Chan, Kenny K., "User-Source Fit And Financial Information Source Selection Of Millennials" (2018). Scopus Export 2015-2019. 9276.
https://stars.library.ucf.edu/scopus2015/9276