Title
Interest-Rate And Calendar-Time Effects In Money Market Fund And Bank Deposit Cash Flows
Keywords
Amortized Cost; Money Market Funds; Preferred Habitat for Liquidity
Abstract
We examine the sensitivities of aggregate balances of retail and institutional money market funds (MMFs) and their potential substitutes, bank deposits, to changes in short-term interest rates while controlling for calendar-time effects. We find that institutional MMF and time deposit cash flows are sensitive to recent changes in short-term interest rates. Institutional MMF investors appear to take advantage of arbitrage opportunities created by MMFs using the amortized cost technique. Retail MMF investors are much less responsive to changes in interest rates. © 2011 Springer Science+Business Media, LLC.
Publication Date
1-1-2014
Publication Title
Journal of Economics and Finance
Volume
38
Issue
1
Number of Pages
84-95
Document Type
Article
Personal Identifier
scopus
DOI Link
https://doi.org/10.1007/s12197-011-9210-y
Copyright Status
Unknown
Socpus ID
84892887524 (Scopus)
Source API URL
https://api.elsevier.com/content/abstract/scopus_id/84892887524
STARS Citation
Kotomin, Vladimir; Smith, Stanley D.; and Winters, Drew B., "Interest-Rate And Calendar-Time Effects In Money Market Fund And Bank Deposit Cash Flows" (2014). Scopus Export 2010-2014. 9843.
https://stars.library.ucf.edu/scopus2010/9843